We've included a few articles covering today's more popular topics. If you're looking for something else, please
contact us today and we can get you the information you need right away.
Buying vs Renting: Which is Right For You?
Making the decision to buy a home is a big step, and many find it to be a profitable one as well! Buyers reap financial rewards unavailable to renters!
How Much Home Can You Afford?
Many people are pleasantly surprised when they learn what they can afford in today's housing market. Depending on just a few factors, your new dream home could be an application away!
The Truth About Credit Reports!
How does a credit report affect your borrowing power? Find out here and learn what you can do to make sure your credit report is accurate and up to date!
Fixed-Rate, ARM, or Interest Only: Which is Best?
These loan programs each offer something unique. Do you know which one is right for you?
Is It Time To Lock Your Rate?
Have you been watching rates lately? Locking your rate today can save you thousands of dollars over the next several years.
Creative Loan Options: Tapping the Subprime Market!
Some borrowers have a difficult time financing their dream. A blemished credit report can present some challenges, but there are options in the subprime mortgage market.
Provide An Honest, Complete Mortgage Application
Mortgage fraud is forcing lenders to scrutinize the paperwork and today's home loan applicant must be better prepared to run the mortgage application gauntlet.
What NOT to do after you apply for a mortgage
Congratulations! You finally found the house of your dreams. You made a bid, had it accepted by the seller and went through the mortgage application process. It looks like you’ll qualify. The closing is only weeks away, and you’re feeling pretty good.
4 Must-Know Mortgage Guideline Changes
Fannie Mae recently announced four key initiatives that will have a huge positive impact for home owners and buyers. “When Fannie Mae changes their policies and procedures, it has a wide-spread impact on homeowners,” said Gibran Nicholas, Chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers.
Home Buying Experts Warn - Builder Loan Fine Print Could Cost You Thousands
The home loan packages offered by builders are often touted as being very convenient. But when it comes to evaluating the true benefits the picture is often quite different, according to the home buying specialists at the National Association of Exclusive Buyer Agents, (NAEBA).
Understanding Hard Money Loans
With the number of bank-owned foreclosure properties on the rise and the decline in home values throughout the country, there are certainly good deals to be found if you are looking to purchase an investment property or two or refinance a default personal mortgage loan.
How the New Housing and Recovery Act Can Affect Seniors
The Housing and Recovery Act of 2008 is going to affect more than first time home buyers, it will affect seniors too. When the President signed into law a $300 billion housing bill to help homeowners renegotiate their mortgages, reverse mortgage lenders reignited their marketing programs focusing on seniors, says Frank N. Darras, one of the nation’s leading disability and Long-Term Care insurance lawyers.
Home Sweet Loan - Using a 401(k) Loan for a Down Payment
Faced with a real estate market that has tightened up lending standards at a time when home values are dropping, more people are borrowing money from their 401(k) retirement plans to help swing a down payment to buy a home.